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https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds P.O. Some states have a specific deed-holding status: Tenants in the entirety. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives International Center If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds Adam Luehrs is a writer during the day and a voracious reader at night. Standish, MI 48658 MSU Extension. Fax Number: 906-774-4660 Box 368 Suite 105 Fax Number: 906-524-6432 287 W. Nepessing Street Suite 1 Issues of marriage and property ownership become complicated when a divorce is involved. Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. Note that banks are often trustees. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. You will have to file a transfer of the deed to gain ownership of the property during the divorce. Sault Ste. Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. Phone Number: 517-543-4203 Hart, MI 49420 Mason, MI 48854 https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Baldwin, MI 49304 Tax Foundation. Fax Number 989-539-6616 800 10th Street, Suite 200 Phone Number: 517-322-1144, Shiawassee County Register of Deeds Atlanta, MI 49709 Charlotte, MI 48813 Reed City, MI 49677 Box 376 Some transfers are excluded from reassessment. Obtain the necessary consents from lenders and . Suite 212 Phone Number: 517-264-4538 http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds Both people would acquire their interest in the property at the same time in the chain of title. Petoskey, MI 49770 Fax Number: 231-256-8149 Depending on how you claim the property, you may also need a spousal affidavit. wikiHow marks an article as reader-approved once it receives enough positive feedback. My son has no interest in the property and has his own. Quitclaim deeds in Michigan can give the grantee different types of rights. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds Fax Number: 231-348-1773 Rogers City, MI 49779 Tenants by the Entirety. Articles Real Estate Deeds Made Easy Since 1997. Ann Arbor, MI 48107-8645 how to add someone to a deed in michigan . Otherwise, there is a presumption that the ownership interest will be equal. This is also where you specify how the two of you will own the property. Email: regdnan@dickinsoncountymi.gov In some areas, your spouse also must sign the deed. Michigan Works - Saint Clair. Mt. Mortgage and Deed to House You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. This article has been viewed 636,176 times. Ontonagon, MI 49953 Fax Number: 989-953-7219 You can buy one of these policies by paying a one-time fee, which typically is relatively low. Phone Number: 810-257-3060 12265 M-32 West The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). Phone Number: 734-240-7390 When executed and notarized, the quitclaim deed legally overrides the current deed to your home. https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds Grayling, MI 49738 You may want to consult a real estate attorney to find out if adding your spouse to your deed will achieve the result you want. P.O. If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. Fax Number:517-264-4543 If you live in a community property state, you can specify the home or land is community property with a right of survivorship. Phone Number: 906-789-5100 Centreville, MI 49032 Phone Number: 269-781-0707 Phone Number: 989-831-7337 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Research source. MCL 565.8. Box 355 There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. 1101 Beach Street, Room 138 http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. Fax Number: 906-875-0658 437 E. Division Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds 250 E. Huron Avenue, Room 203 how to add someone to a deed in michigan. This is a valid reason to have an attorney review a deed before you sign it and have it recorded. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds 60 W. Sanilac https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds This article helped point the way. A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Box 269 She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Monroe, MI 48161 Phone Number: 906-884-4255 You'll need to transfer an interest by writing up another deed with the person's name on it. MCL 565.221. Box 885 Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. Fax Number: 231-779-5352 That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. County Administration Building However, this action can have a financially devastating outcome if you don't prepare in advance. If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. 200 N. Moore Street In Michigan, a person must live more than 120 hours after their co-owner dies for the survivorship rights to take effect. Phone Number: 989-743-2216 https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds Pontiac, MI 48341-0480 Phone Number: 586-469-7953 The notary will need to verify your identity. "Keeping Your House Out of Probate." You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. Strike a line through any verbiage on the deed that does not apply to your circumstances. Phone Number: 989-348-2841 http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. There are two ways to get a deed. Jennifer Mueller is an in-house legal expert at wikiHow. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. Phone Number: 989-345-0728 Many reasons might exist that would make you want to add someone to the deed to your house. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. 315 W. Green St. Fax Number: 313-224-5884 Accessed April 10, 2020. One thing to be careful of in this situation is title insurance coverage. Email: jwinton@oscodacountymi.com She received her JD from Indiana University Maurer School of Law in 2006. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds You will have to file a quitclaim deed and then file a new deed with joint ownership. Iron Mountain, MI 49801 Approved. 1. Phone Number: 989-875-5217 E-mail:clerksoffice@macombgov.org Joint Tenants with Full Rights of Survivorship. Fax Number: 989-344-3223 Alpena, MI 49707 Sacramento County Public Law Library. County Courthouse Building To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. 225 W. Main Street Box 718 Email: rdeeds@gogebic.org Box 111 The separate interest refers to the monetary interest in the property. Jackson, MI 49201 To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. Jensen attended Idaho and Boise State Universities. Thank you. 605 N. Birch St. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds Please contact an attorney for any legal questions you may have. Cheboygan, MI 49721 300 Monroe Avenue, NW This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. Fax Number: 989-269-8786 As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). 407 West Harrie St. Phone Number: 269-383-8970 When you use a quitclaim deed, you're only transferring any ownership interest you have. The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. Fax Number: 906-635-6855 https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Elle Di Jensen has been a writer and editor since 1990. http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Fax Number: 906-387-2156 If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. 100 E. State Street, Suite 2500 St. Ignace, MI 49781 Fax Number: 231-873-9218 Email: mmerchant@gratiotmi.com Public Works . To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. Personal Property 313-224-5860 L'Anse, MI 49946 304 E. Ludington Ave. wikiHow is where trusted research and expert knowledge come together. If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. unlocking this expert answer. This article was written by Jennifer Mueller, JD. Phone Number: 989-785-8079 301 N. Main St. http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds Box 377 The property transfer occurs automatically at the prior owner's death, avoiding probate. You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. This article was written by Jennifer Mueller, JD. Fax Number: 231-882-0167 were I to add him to my deed. Email: registerofdeeds@picounty.org When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Phone Number: 231-547-7204 Phone Number: 616-994-4510 Phone Number: 906-863-2822 https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds There are four common ways to hold title to real estate in Michigan: Tenants in Common. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. emily in paris savoir office. Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. Clemens, MI 48043 Phone Number: 906-387-2076 Box 110 We use cookies to make wikiHow great. For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property.